✶
VAULT PROTOCOL™ · CONFIDENTIAL DEMONSTRATION
The protocol your
family will thank you for.
family will thank you for.
A complete digital continuity system. Set up in one afternoon. Runs automatically. Proves its own integrity.
FAMILY
ESTATE
BUSINESS
PROFESSIONAL REFERRAL
THE OPENING QUESTION
If something happened
to you tomorrow —
to you tomorrow —
Would your family know which accounts you have?
Would they know the passwords?
Would they know who to call — and in what order?
Would they find the documents — and know which ones matter?
Would they know what you own, what you owe, and what to do about both?
THE HONEST ANSWER FOR MOST FAMILIES
No. They would start from scratch. They would spend months untangling accounts, tracking down passwords, missing subscriptions, and trying to reconstruct a digital life they were never given access to.
THE AVERAGE OUTCOME
6 months to untangle digital accounts. Subscriptions charging for years. Bank accounts frozen pending court orders. Important documents never found.
THE MARKET PROBLEM
Everyone has a digital life.
Nobody has organized it.
Nobody has organized it.
73%
OF ADULTS HAVE NO DIGITAL ESTATE PLAN
$84T
LARGEST WEALTH TRANSFER IN US HISTORY — NOW UNDERWAY
6 mo
AVERAGE TIME TO UNTANGLE DIGITAL ACCOUNTS AFTER DEATH
0
PRODUCTS THAT SOLVE THIS END-TO-END
The gap: Estate attorneys handle the legal layer. Password managers store credentials. But nobody organizes the complete picture — emergency contacts, succession chains, document index, cryptographic verification — in one structured, sealed system.
PRODUCT DEFINITION
Not a password manager.
Not estate planning. Something new.
Not estate planning. Something new.
Vault Protocol is a digital continuity system — a structured setup process that organizes everything your family needs into a sealed, verified record that runs automatically.
WHAT IT DOES
Organizes accounts, credentials, documents, emergency contacts, and succession chain in one 90-minute session
WHAT IT PRODUCES
A sealed welcome packet — cryptographically verified, physically deliverable, provably authentic
HOW IT RUNS
Automatically. Annual review reminders built in. Dead man's switch activates succession chain if account holder goes silent.
THE SEAL
Every document sealed with a cryptographic receipt. Tampering is detectable. Authenticity is provable. Forever.
HOW IT DIFFERS FROM ALTERNATIVES
1Password / LastPass
Passwords only. No succession. No verification. No packet.
Estate Attorney
Legal layer only. No digital access. No account index.
Everplans / Cake
Storage. No setup. No seal. No succession chain.
VAULT PROTOCOL
All layers. One session. Sealed.
THE SETUP SESSION
One session. Complete system.
01
Secure Identity Anchor
Dedicated Proton email. Not tied to a name, address, or existing account. The anchor for everything else.
02
Private Workspace
Google Workspace with non-identifying name. Document storage not tied to a personal identity.
03
Secure App Stack
Signal, Bitwarden, Proton — installed, configured, connected. Shared family vaults. Emergency access set.
04
Household Registration
Every family member gets their own record, access level, and identity anchor.
05
Emergency Contacts
3+ designated contacts with specific access scopes. Notified. Configured. Tested.
06
Succession Chain
Five tiers: two digital contacts, attorney escrow, physical vault, legal last resort. Calendar alert system active.
07
Sealed Welcome Packet
Complete household configuration, sealed with cryptographic receipt. Delivered digitally and by mail.
✶
Duration: 90 minutes
No technical knowledge required. We walk through every step together. You leave with a complete system.
LIVE DEMONSTRATION — SEAL VERIFICATION
This is a real seal.
The seal below was issued on May 2, 2026 for an actual document. Click Verify to confirm it against the live system.
RECEIPT ID
ZbP7aFsRB9zu
DOCUMENT
GM01-neutral-front-obalaye.jpg
SHA-256 HASH
a3f9b2c1d4e5f678901234567890abcdef1234567890abcdef1234567890abcd
SEALED AT
2026-05-02 15:12:07 UTC
WHAT THIS PROVES
This document was sealed at this exact timestamp. Its contents have not changed. Any alteration after sealing would invalidate this receipt. This is provable. Forever.
✓ SEAL PROTOCOL ACTIVE
api.sealforge.app · eleos-state · Cloudflare D1
TARGET AUDIENCES — RANKED BY REVENUE POTENTIAL
Five audiences. Different hooks.
⚖️
Estate-Aware Households
#1 by LTV. Have done the legal work. Digital layer is missing. Attorney referral channel. $149/mo Estate plan. LTV: $2,980+.
👶
Parents with Young Children
#2 by volume. "What if" anxiety already present. $49/mo Family plan. Strong word-of-mouth. High emotional resonance.
💼
Small Business Owners
#3 by ARPU. Business continuity plan cannot live in one head. $199/mo. Tax-deductible. 80% setup attachment rate.
👴
Adult Children of Aging Parents
#4. Buys two subscriptions — parent + own household. 2× transaction value. High DFY concierge attachment.
🛠️
Multi-Entity Operators
#5. IP, multiple entities, multiple collaborators. Business tier. Understand the problem viscerally. Become advocates.
🏢
Employer Benefits
SLEEPER. Novel benefit HR can't find elsewhere. $49/employee/month. 100 employees = $4,900/mo. One conversation.
THE FAMILY GUIDE — WHAT WE TELL RECIPIENTS
Seven things done for your family.
01 — Secure Identity Created
DONE ✓
02 — Private Workspace Set Up
DONE ✓
03 — Apps Configured
DONE ✓
04 — Household Registered
DONE ✓
05 — Emergency Contacts Designated
DONE ✓
06 — Succession Organized
DONE ✓
07 — SEALED WELCOME PACKET
SEALED · PERMANENT
"Someone who cares about this family took the time to set this up so that you never have to figure it out from scratch."
FROM THE VAULT PROTOCOL™ FAMILY GUIDE
The family guide is a plain-language PDF delivered alongside the welcome packet. Every member of the household can read it and understand exactly what was set up and what to do if they need it.
DELIVERABLES
You leave with all of this.
SEALED WELCOME PACKET
Complete Configuration
All members, all contacts, succession chain, document index, seal receipts. Cryptographically sealed. Tampering detectable. Delivered digitally and physically.
BITWARDEN SHARED VAULT
Emergency Access
Pre-configured emergency access for designated contacts. They request, system notifies you, access granted after waiting period. No password guessing. Ever.
SUCCESSION CHAIN
Five Tiers
Tier 1: Primary digital contact. Tier 2: Secondary contact. Tier 3: Attorney escrow. Tier 4: Physical safe. Tier 5: Legal last resort. Nothing improvised.
VERIFICATION SYSTEM
Personal Phrase + Seal
Every family member has a verification phrase and color. Every real system screen shows it. Phishing is immediately detectable. Security without complexity.
CALENDAR ALERTS
Automatic Monitoring
Annual review reminders. Deadline alerts. Dead man's switch: if account holder goes silent past the window, succession chain is notified automatically.
FAMILY GUIDE PDF
Plain-Language Reference
Every family member can read it. What it is, how to use it, what to do if something happens. Printed, sealed, and kept in the physical vault.
SECURITY ARCHITECTURE
Signal + Proton only.
No exceptions.
No exceptions.
WE WILL
✓ Contact you via Signal or Proton email only
✓ Send links only from vaultprotocol.app or sealforge.app
✓ Show your verification phrase on every real screen
✓ Use signed links that expire in 72 hours
✓ Use biometrics — not passwords — for access
WE WILL NEVER
✗ Email your Gmail, iCloud, or work address
✗ Text your regular phone with links
✗ Ask for your password or recovery phrase
✗ Ask for your 2FA code
✗ Call and request account information
INFRASTRUCTURE
Cloudflare Workers — 17 active services
Cloudflare D1 — 290 tables, 3.4MB
Resend — verified outbound from vaultprotocol.app
Seal Protocol™ — cryptographic receipt for every document
Signal + Proton — channel binding for all sensitive communication
Why this architecture? The most common attack vector in digital estate fraud is impersonation — fake emails, fake pages, fake support calls. Channel binding (Signal + Proton only) eliminates the impersonation surface. The verification phrase eliminates the social engineering vector. Signed links eliminate the replay attack vector.
PRICING
Plans that fit every household. Setup that fits any schedule.
PLAN
AUDIENCE
MONTHLY
ANNUAL VALUE
Personal
Individual
$15
$180/yr
Family
Up to 5 members
$49
$588/yr
Estate ✶
Full succession
$149
$1,788/yr
Business
Multi-entity
$199
$2,388/yr
GUIDED SETUP SESSION
$299
90 minutes, full protocol, walk through every step together. One-time.
PHYSICAL GIFT BOX
$49
Matte envelope, sealed packet, security card, handwritten note. Mailed.
DONE-FOR-YOU CONCIERGE
$499+
We handle the entire setup. You provide information. System is delivered complete.
PROFESSIONAL REFERRAL CHANNEL
Your clients did the legal work.
Now what?
Now what?
Estate attorneys, CPAs, and financial advisors see this problem constantly. Clients complete the estate plan — will, trust, beneficiary designations — and leave with their digital life completely unorganized.
Vault Protocol fills the gap between legal protection and digital organization.
THE REFERRAL MODEL
No commission required. We offer every advisor a complimentary household setup. You experience it. You refer if you believe in it. No sales pitch. No quota.
THE MATH
1 attorney · 200 clients · 10% conversion · $149/mo = $2,980/month from one referral relationship. At 50 professionals: +$714,000 ARR from one channel.
$84T
WEALTH TRANSFER UNDERWAY — LARGEST IN US HISTORY
73%
OF ADULTS WITH ESTATE PLANS HAVE NO DIGITAL CONTINUITY PLAN
$149
ESTATE PLAN COSTS LESS THAN ONE HOUR OF YOUR BILLING RATE. RUNS INDEFINITELY.
OBJECTION HANDLING
The questions they always ask.
"I already have a password manager."
A password manager stores your passwords. Vault Protocol organizes your emergency contacts, succession chain, document index, and cryptographic verification — and uses a shared password manager as one component. It's the layer your family needs, not a replacement for what you have.
"I'll do this later when I have more time."
Later is the most common reason families end up in crisis. The setup takes 90 minutes. Once it's done, it runs automatically for years. The question isn't whether you have time — it's whether your family can afford for you not to.
"$149 a month seems expensive."
Your estate attorney charged $3,500 to write the will. Vault Protocol organizes everything the will doesn't cover — for less than a dinner out per month. And once it's set up, it runs indefinitely.
"Is this the same as estate planning?"
Estate planning is a legal process. Vault Protocol organizes your digital life — accounts, credentials, emergency access, succession instructions. The two layers work together. Vault Protocol handles what the attorney's work doesn't reach.
"My family would figure it out."
Maybe. After 6 months of forensic account reconstruction, missed subscriptions, frozen bank accounts, and lost documents. Vault Protocol is the difference between "my family figured it out eventually" and "my family had everything they needed immediately."
"How do I know this is secure?"
Every document is sealed with a cryptographic receipt before storage. All communication is channel-bound to Signal and Proton only. The infrastructure runs on Cloudflare Workers with D1 database. You can verify any seal receipt live at api.sealforge.app — right now, in this demo.
FINANCIAL PROJECTIONS
The economics of doing this right.
FOUNDER COHORT — FIRST 50 ACCOUNTS
15 Estate plans × $149/mo
$2,235/mo
20 Family plans × $49/mo
$980/mo
10 Business plans × $199/mo
$1,990/mo
5 Family×2 × $98/mo
$490/mo
50 Setup sessions × $299
$14,950 one-time
FIRST MONTH TOTAL
$21,640
THREE-YEAR PROJECTIONS
Year 1 (150 accounts)
~$142,000
Year 2 (750 accounts)
~$760,000
Year 3 (2,500 accounts)
~$2.5M
UNIT ECONOMICS BY AUDIENCE
Estate tier · LTV (5% churn)
$2,980
Family tier · LTV (7% churn)
$840–$2,400
Business tier · LTV (8% churn)
$2,487
Blended CAC tolerance
$300–$700
Attorney referral upside (Y3)
+$714K ARR
The employer benefits channel: 1 employer, 100 employees, $49/employee/month = $4,900/month from a single sales conversation. Five employers = $294K ARR. One channel, one conversation type, extraordinary unit economics.
NEXT STEPS
The setup takes 90 minutes.
TODAY
Join the Waitlist
Go to vaultprotocol.app. Enter your name and email. Select your plan tier. Confirmation arrives within 48 hours.
WITHIN 48h
Schedule Your Setup Session
We'll reach out with available times for your guided 90-minute session. Sessions are available weekday evenings and weekends.
SESSION DAY
Complete the Protocol
We walk through all seven steps together. No technical knowledge required. You provide information; we configure everything.
AFTER SESSION
Receive Your Sealed Welcome Packet
Digital delivery immediately after session. Physical delivery (Estate/Family tiers) within 5 business days. Your system is live.
ANNUALLY
Review Reminder
The system sends an annual review reminder. 15 minutes to confirm your contacts and access are current. Otherwise: fully automatic.
✶
THE CLOSE
The hard part is
already done.
already done.
The system is live. The waitlist is open. The first 50 setup sessions are available now. The question is whether you want your family to have this.
hello@vaultprotocol.app · vaultprotocol.app · Set it up once. Trust it forever.